Pleasurecraft Boats
Our cornerstone product has allowed us to become one of Canada’s largest providers of pleasurecraft insurance. For over twenty years, Beacon has offered All Risk coverage on an Agreed Value basis that is very competitively priced, and for the widest range of vessels imaginable. From wooden hulls to personal watercraft, houseboats to river boats, we can provide coverage for a broad spectrum of vessels across Canada.
All Risk, Agreed Value policy
- Rental Expense coverage is included
- Emergency Towing is included
- Extra Expense coverage is included
- Underinsured Boater Protection
- No sub-limits for water skiing, wakeboarding, tubing, etc.
Up to $5,000,000 Protection and Indemnity (liability) coverage is available
Our Pleasurecraft product is available on the portal! Quote, bind and issue on-demand here.
Personal Watercrafts
New Personal Watercraft Coverage Option – Built for Flexibility & Value
For more than 25 years, Beacon has been a trusted partner for brokers across Canada, offering competitively priced All Risk coverage on an Agreed Value basis. We’re pleased to expand our offering with a new solution for personal watercraft:
Modified All Risk Coverage with Theft Restriction
This new option gives your clients a more affordable coverage choice — while still maintaining theft protection, provided specific storage and security conditions are met. It’s a smart, flexible solution for value-conscious clients without compromising on key protections.
Theft coverage applies when the unit is:
Locked and chained to an immovable object
Secured on a locked trailer or boat lift system
Stored in a fully enclosed, locked building or container
Additional Program Highlights:
Medical and Funeral Expense coverage
Accidental Death Expense
Pet Expense
New Marine Assistance Services, including:
Value/Resale Assistance
Concierge Assistance
Boat Tow Referrals
Fuel Delivery Referral Services
This is a great way to offer your clients cost savings while still meeting their expectations for protection.
