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Off-Road Vehicles

Beacon makes it easy to insure your client’s off-road vehicles (including ATVs, snowmobiles, off-road bikes, and snow bikes) in British Columbia, Saskatchewan and Manitoba. Our policy provides Physical Damage coverage options, with either an All Risk or Specified Perils policy wording.

Our Agreed Value policy means total losses are settled at the limit of insurance, while partial losses are settled on the actual cost of repairs.

Coverage includes:
  • Liability Coverage with $1,000,000 and $2,000,000 options
  • Riding gear
  • Lock re-keying (when keys are stolen)
  • Travel protection and loss of use
  • Safety and maintenance equipment
  • Reward coverage
  • Liberalization clause
  • Optional Accident Benefits & Rescue Expense coverage

Off-Road Vehicles is available on the portal! Quote, bind and issue on-demand here.