Home/Products/Pleasurecraft and Personal Watercraft

Pleasurecraft

Our cornerstone product has allowed us to become one of Canada’s largest providers of pleasurecraft insurance. For over twenty years, Beacon has offered All Risk coverage on an Agreed Value basis that is very competitively priced, and for the widest range of vessels imaginable. From wooden hulls to personal watercraft, houseboats to river boats, we can provide coverage for a broad spectrum of vessels across Canada.

  • All Risk, Agreed Value policy

  • Rental Expense coverage is included
  • Emergency Towing is included
  • Extra Expense coverage is included
  • Underinsured Boater Protection
  • No sub-limits for water skiing, wakeboarding, tubing, etc.
  • Up to $5,000,000 Protection and Indemnity (liability) coverage is available

Our Pleasurecraft product is available on the portal! Quote, bind and issue on-demand here.

Personal Watercraft

For more than 25 years, Beacon has been a trusted partner for brokers across Canada, offering competitively priced All Risk coverage on an Agreed Value basis. We’re pleased to expand our offering with a new solution for personal watercraft:

Modified All Risk Coverage with Theft Restriction

This new option gives your clients a more affordable coverage choice and still maintain theft protection (see conditions below). It’s a smart, flexible solution for value-conscious clients without compromising on key protection. Theft conditions are:

  • Locked and chained to an immovable object

  • Secured on a locked trailer or boat lift system

  • Stored in a fully enclosed, locked building or container

Program Highlights Covering

Both Pleasure & Personal Watercraft
  • Medical and Funeral Expense coverage

  • Accidental Death Expense

  • Pet Expense

  • New Marine Assistance Services, including:

  • Value/Resale Assistance

  • Concierge Assistance

  • Boat Tow Referrals

  • Fuel Delivery Referral Services

This is a great way to offer your clients cost savings while still meeting their expectations for protection.

BIND A POLICY ONLINE
Resources:
Brochures
Applications